Skip to content

The Lifecycle of a Community Bank

If you’ve ever participated in an elementary school career day, you’ll probably relate to this story. A banking colleague visits her son’s kindergarten class and while explaining the role of a community banker, one excited child pipes up and says, “It’s like the lifecycle of a plant!” 

Now that’s a smart kid. Much like a plant’s development, community banks like Allegiance take in deposits and distribute loans and feed into a self-sustaining micro-economy by keeping funds right here in Houston and the surrounding counties we serve.

The Power of Local

The idea of “sustainability” is linked to a lot of our local activities these days—whether it’s reusing or recycling products that otherwise might be tossed out, sampling culinary delights from the local bakery or choosing to buy American-made products to support our national economy. There are plenty of reasons why eating, dining and banking locally makes good economic sense.

It’s all part of a symbiotic relationship that community banks have with their communities. Funds taken in by the community are put to productive use by lending that money back into Houston’seconomic ecosystem—to local small businesses and residents like you.

When you deposit money at Allegiance Bank, those funds are used to support local businesses, homebuyers, and everyday consumers. And the proceeds from those businesses employ residents, fund municipalities, and continue the cycle of locally based economic growth.

We’re All In This Together

At Allegiance Bank, we are thankful to our existing customers for their patronage and urge those who we hope to count as future customers to consider what it means to bank locally and help sustain our local economies today, tomorrow and for generations to come.

Community banks are only successful if our customers and communities are too. That’s why the community bank and its relationship business model have thrived for more than 150 years.

Contact an Allegiance Banker today to learn how a community bank can help you realize your financial dreams—and contribute to a more vibrant and sustainable local economy.

Receive News and Insights from Allegiance Bank

Stay Connected

Enter your name and email address to receive Allegiance Bank news in your inbox.

Something went wrong. Please check your entries and try again.

YOU MIGHT LIKE...

CARES ACT: Paycheck Protection Program (PPP)

With the signing of the CARES Act (the “Act”) into law on Friday, March 27, we have updated our SBA page to provide information on the SBA Paycheck Protection Program (PPP).

Learn More >

COVID-19 Response Update

Allegiance Bank remains open during the Stay Home, Work Safe Order issued by several counties in the Houston region as financial institutions have been deemed a Critical Infrastructure Sector.

Learn More >

COVID-19 Response Update

As we enter the weekend, we wanted to provide communication on several items related to the coronavirus (COVID-19) pandemic and Allegiance Bank’s response to this ever-changing situation.

Learn More >

One Thing for Certain

A Note From the Chairman: we are thankful for our customers and the opportunity you have given us to be your bank, especially in times like these.

Learn More >

COVID-19 Response Update

Allegiance Bank is closely monitoring the coronavirus situation and will be implementing the following changes to our bank office operations, effective March 18, 2020.

Learn More >

Allegiance Bank Coronavirus Response

Allegiance Bank is closely monitoring the coronavirus situation will provide regular communication to handle your banking needs while providing a safe and healthy environment for our bankers, clients, and all we serve.

Learn More >

Taxes 101

Taxes are a topic most people don’t love talking about or maybe find confusing. But understanding taxes is an important part of your overall financial health and helps you navigate tax season with confidence.

Learn More >

Budgeting for Spring Break

Travel takes planning and budgeting; without these two essential ingredients, that week away can leave you more stressed and in debt than refreshed.

Learn More >

Old and New

A Note From the Chairman: We have instituted numerous advances over the years but our founding purpose of building a community-minded, relationship bank remains firm.

Learn More >

A New Year of The Allegiance Way in Action

The Allegiance Way doesn’t stop outside the bank; it’s carried into and lived out in the communities…

Learn More >