PERSONAL CHECKING & SAVINGS

PERSONAL CHECKING & SAVINGS

Allegiance Bank offers a variety of personal checking and savings accounts that are designed to meet any banking needs you may have. From direct deposit to savings accounts that help you put away money, Allegiance Bank has the right service for you. 

Checking

Explore the personal checking solutions below for the best option to meet your banking needs. With refunded ATM fees, anytime and anywhere, Allegiance Bank checking solutions provide all of the access with none of the hassle.

Direct Deposit Checking

Enjoy the convenience of having checks deposited directly into your Direct Deposit Checking Account.

Direct Deposit Checking
Minimum to Open$50.00 minimum opening deposit
Monthly Maintenance Fee$5.00 monthly maintenance fee without direct deposit
Transaction Charges$.50 charge will be assessed for each paper transaction over 10 per monthly statement cycle
Statement TypeElectronic statement available
$3.00 monthly fee for paper statements

Personal Checking

Our personal checking account is a non-interest bearing account designed for your everyday banking needs.

Personal Checking Account Details
Minimum to Open$100.00
Monthly Maintenance Fee$10.00 monthly maintenance fee if balance falls below
$500.00 any day of the monthly statement cycle
Check LimitUnlimited check writing

Personal Interest Checking

This checking account is similar to our basic personal checking, but with the added benefit of earning interest on your average monthly balance.

Personal Interest Checking Account Details
Minimum to Open$200.00
Monthly Maintenance Fee$15.00 monthly maintenance fee if balance falls below $1,500.00 any day of the monthly statement cycle
Check LimitsUnlimited check writing
Interest BearingInterest compounded and credited monthly
Minimum Balance RequirementsA minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed APY.

Prestige Checking

As a service to our customers over age 55, Allegiance Bank offers a special interest bearing checking account.

Prestige Checking Account Details
Minimum to Open$250.00
Monthly Maintenance FeeNone
Additional BenefitsComplimentary Allegiance Bank custom checks
Interest BearingInterest compounded and credited monthly
Minimum Balance RequirementsA minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed APY.

Relationship Banking

This personal checking account option is designed for business owners, their families and their employees.

Relationship Checking
Minimum to open$50.00
Monthly Maintenance FeeNone
Interest BearingNo
Check LimitsUnlimited check writing

Student Checking

Our Student Checking services are available to consumers up to age 26 with proof of student status. 

Student Checking Account Details
Minimum to OpenNone
Monthly Maintenance FeeNone

Additional Services Offered

  • Online Banking at no cost
  • ATM/Debit card surcharge fees refunded daily
  • Relationship Checking Account if your employer also banks with Allegiance Bank
  • eStatements
  • Personal Finance Management Tool
  • *Safe deposit boxes

*Contents are not insured by Allegiance Bank or the FDIC.

Savings

Personal Savings

As an interest bearing account, our personal savings account is designed to help build your financial holdings.

Personal Savings
Minimum to Open$200.00 minimum opening deposit
Maintenance Fee$6.00 maintenance fee quarterly if balance falls below $200.00 any day of the quarterly statement cycle
Transaction Limitation6 withdrawals and/or transfers per quarterly statement cycle
Excess Debit Fee$5.00 excess debit fee may apply during a quarterly statement cycle
Interest BearingInterest is compounded and credited quarterly

Minor Savings

Designed for even the youngest saver in the family, this account encourages younger customers on the path to good saving habits.

Minor Savings
Minimum to Open$25.00 minimum opening deposit
Maintenance FeeNo quarterly maintenance fee
Transaction Limitation6 withdrawals and/or transfers per quarterly statement cycle
Excess Debit Fee$5.00 excess debit fee may apply during a quarterly statement cycle
Interest BearingInterest is compounded and credited quarterly

Interested in meeting with a banker to learn more?

Interested in meeting with a banker to learn more?

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