Get Smart About Credit
Did you know that the third Thursday of October is Get Smart About Credit Day? It offers a great opportunity to check in on your credit score and determine if it is where you want it to be.
Getting smart about your credit doesn’t have to be confusing. It may seem difficult to navigate all the jargon around credit scores – FICO, inquiries, payment history, etc. – but there are a few basic concepts that can help you develop healthier credit habits.
The first step is building a good foundational understanding of what credit is and how it works. A quick overview about credit is available in our financial education center, and can help you learn more about:
- Where you can find your credit score
- How your score is calculated and ways to build or improve it
- How your credit can affect your financial life
- How to monitor your credit to stay on top of changes