Skip to content

5 Tips for Homebuyers

In recognition of National Homeownership Month in June, The Independent Community Bankers of America® (ICBA)and Allegiance Bank are reminding current and prospective homeowners of resources that make financing easier and more affordable.

 

Whether you’re purchasing your first or forever home, Allegiance Bank can help you determine:

 

  1. The ideal loan amount and products to meet your financial needs and budget considerations. We can help you review the mortgage process and available mortgage programs and loan features, so there aren’t any surprises.
  2. How mortgage rates, the loan amount, property taxes and insurance premiums affect monthly mortgage payments. This will help you shop for a home that fits your budget and increase your prospects for success as an informed buyer. 
  3. Your rights and obligations under your mortgage contract. Today’s consumers have more avenues than ever to homeownership. We will help you understand the fine print before you commit.
  4. Suitable government-sponsored programs. In addition to federal homeownership and home-buying assistance programs, there are many programs sponsored by your state, local government or other organizations that we can recommend, making homeownership more affordable.
  5. Additional resources to help you create a budget and set financial targets. We offer homebuyer seminars and other helpful resources. Free online educational tools can also be found at www.hud.gov.

For many people, buying a home is an investment in their future and a foundation upon which to establish community ties and amass financial security. As your trusted financial advisor, we’re here to help you navigate the process and select the proper financing that works best for you and your family.

 

Contact us today to learn more. 

 

Receive News and Insights from Allegiance Bank

Stay Connected

Enter your name and email address to receive Allegiance Bank news in your inbox.

When users fill out this form, they are requesting to be added to Allegiance Bank's email distribution list.

YOU MIGHT LIKE...

World Savings Day

October 31 is World Savings Day. Accomplish long and short-term savings goals and discover the right type of savings account for your family here.

Learn More >

Banker Spotlight: Jon Villanti

At Allegiance, we serve our communities and each other. In today’s Banker Spotlight we recognize Jon Villanti, SVP of Information Security.

Learn More >

Get Smart About Credit

This Get Smart About Credit Day, check in on your credit score. If it is not where you want to be, here are a few basic concepts that can help you develop healthier credit habits.

Learn More >

Without Thinking

A Note From the Chairman | I will say with conviction, however, that it feels good when I can thwart a cyber-thief or provide a helping hand when needed. I wonder what else can be accomplished if I/we can elevate good intentions into actions and routinely hit the target without thinking.

Learn More >

Do Your Part. #BeCyberSmart.

October kicks off the 17th year of National Cybersecurity Awareness Month (NCSAM). This year, Americans are spending more time than…

Learn More >

Building Emergency Savings

Everyone knows it’s important to save money; but if you’re like most people, that’s easier said than…

Learn More >

Customer Spotlight: Paige PR

Paige PR is a public relations and marketing agency that specializes in developing  strategic internal and external communication plans. Paige PR Founder, Paige Donnell, partnered…

Learn More >

Weatherproof Finances for Natural Disasters

As Houstonians, we know all too well that hurricanes can destroy property and wreak financial havoc on families…

Learn More >

Financing Higher Education

There is a lot to consider when planning a college savings strategy. These tips can help.

Learn More >

National Women’s Equality Day

Allegiance Bank celebrates women in the workplace, today and every day. On August 26th, we recognize National Women’s Equality Day,…

Learn More >